Home Team Realtors®
What Every Homebuyer Needs to Know

It’s our pleasure to introduce us and offer our services to you. As the real estate representatives for your neighborhood, we’ve had the opportunity to help many homebuyers find their ideal homes. We look forward to working with you, too!

Buying a new home is one of the largest financial transactions that most people ever undertake. Because the process can be lengthy and sometimes confusing, we want you to know that we will be here to help you through every step. Our goal is to help you find the home of your dreams and also make your home buying experience as easy and enjoyable as possible.

When you are ready to purchase your next home, we welcome the opportunity to represent you. In the meantime, we will provide you with valuable information about homeownership, the real estate market and many other helpful topics by email.

We would be happy to answer any questions you might have about buying, financing or current market conditions. We can also send you listings of suitable properties currently on the market where you want to live. Our services include helping you find a home, arrange financing, negotiate the purchase, and handle the details to ensure a smooth closing.

When you are thinking about buying a home, there are always plenty of questions to ask. Please don't hesitate to call or email us any time if I can help you with this. Thank you for the opportunity to be of service.

Email us at:
info@HomeTeamRealtors.net

 


 Our Mission Statement
 

Home Team RealtorsÒ wants to make a difference in the way you buy and sell your property. The difference is service. You will experience a new level of service with Home Team RealtorsÒ. With over 25 combined years of experience, the Team works together in a unique approach that guarantees your needs are handled immediately and professionally.

We do not use licensed or unlicensed assistants. We are fully licensed Brokers working full time for our clients. We meet daily to insure the whole team knows about all our clients needs to better service them. When you call you will speak directly to one of our team members. When we list your property, it is our goal to sell it in the least amount of time for the most amount of money possible.

When we search for a new home for you, it is our goal to find it in the least amount of time and for the best purchase price possible. You will receive regular reports updating you on our latest activity.

Our Objectives
  • Listen carefully to make sure we understand YOUR objectives and preferences
  • Explain the home buying process thoroughly
  • Discuss agency representation
  • Diligently search for a home that meets your criteria
  • Send you new listings as soon as they come on the market
  • Provide you with a market analysis, so you are comfortable with the prices in your desired neighborhood
  • Negotiate on your behalf
  • Diligently track the closing process on the sale of your home
  • Communicate consistently, so you know what to expect

If you would like a free mini CMA report or for advice on how to sell your own home, please click the on one of the following links.

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If you would like to receive automated e-mail notifications,
please click on the following:

 


 Mortgage Application Checklist

Here is a list of information and documents you will need when you apply for a home loan:

  • Copy of the Purchase and Sale Agreement
  • Your present mortgage information (or 12 months rental history)
  • Two years history of employment and verification of all income sources
  • If self-employed, copies of past two years income tax return and year to date profit and loss
  • Two months checking, savings and investment account information verifying your liquid assets
  • Name, account number and outstanding balance of each of your debts
  • Information regarding any other income to be used
  • Information regarding any other assets that will be used as funds to close
  • If you’re applying for a VA loan, you need a Certificate of Eligibility or DD-214 form
    • , two pieces of ID, such as your driver’s license or passport and social security card


Glossary of Real Estate Terms

Addenda   An attachment to the Purchase & Sale Agreement.

Agency:  The relationship that a real estate agent has with a customer or client.

Buyer Broker:  An agent who represents the buyer in a transaction.

CMA:  Comparable Market Analysis, or an opinion of a home’s value.

Comps:  Properties used as” comparables” on a CMA.

Disclosure:  Verbal and/or written communication regarding agency, property condition, etc.

Down payment:  Initial investment on a home loan.

EM deposit:  Earnest money deposit, or good faith deposit provided as consideration when a buyer offers a contract to a seller.

FHA:  A type of loan, government insured financing.

Key box:  MLS electronic key which allows agents access
to listed properties.

List (Listing):  When a seller signs a listing agreement with a broker to market their property.

Listing Agent:  Agent who takes a listing on behalf of the broker.

Lock-box:  Another term for a key box.

Lock-in:  A term to obtain the interest rate at today’s rate, or lock-in the rate.

MLS:  Multiple Listing Service. An organization that distributes information on properties listed by MLS member brokers.

Property Profile:  An informational/fact sheet about a property on the market.

Purchase and Sale Agreement:  A contract between a buyer and a seller to purchase real property.

Transaction:  A listing sold or the sale of real property.

VA: A type of loan, government guaranteed financing available to military veterans.
 

Meet The Team

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Home Team Realtors®
Sellers Advice


Our goal as a listing agent is to help you sell your home for the highest price, in the shortest period of time, with the least amount of inconvenience to you.

This page on our site contains information about marketing your home. It also contains information on what you can do to increase the value of your home.

We are available to answer any questions you might have. Please don’t hesitate to call or email us if you are ready to take the next step and have us come out and see your home to do a more complete market evaluation.

Our Objectives

  • Listen carefully to make sure YOUR objectives are understood
  • Explain the home selling process thoroughly
  • Discuss agency representation
  • Price your home correctly
  • Stage your home for sale
  • Implement a proven marketing plan
  • Make every effort to sell your home promptly
  • Generate and follow-up on leads
  • Communicate consistently, so you know what to expect
  • Network the entire broker population
  • Diligently track the closing process on the sale of your home

 

Marketing Program

Specific marketing activities to sell your home begin the moment you sign the Listing Agreement. From installing the “For Sale” sign to the Internet marketing, we are constantly working to sell your home. Our proven marketing plan is designed to expose your home to as many potential purchasers as possible – making them aware of the key selling features and benefits of YOUR home.

In order to receive top dollar, you need top exposure. My proven marketing plan provides you with that top exposure. This includes:

  • An individual “Seller’s Guide” to give you and your home a distinct advantage
  • Listing your home on the Multiple Listing Service
  • Internet exposure across the Web
  • E-Cards and flyers to potential purchasers
  • Installation of a “For Sale” sign
  • A custom property profile flyer
  • Installation of a lock box
  • Brokers Open House – other agents who work in this area can stop by and preview your home
  • National relocation exposure
  • Office tours – agents from our office stop by to preview your home
  • “Just Listed” cards sent to neighbors and prospective purchasers
  • Public Open House events – exposing your home to potential buyers (if desired)
  • Written status report
  • Verbal feedback provided from showings
  • Print advertising

We are excited about the prospect of working for you!

Pricing Your Property

Determining price is one of the most critical steps in preparing your home for sale. A well priced home often sells quickly once it is put on the market.

When your home is priced right from the outset, you maximize your opportunity of reaching the most qualified buyers and obtaining top dollar.

· Pricing your home correctly:

o       Can you save thousands of dollars on your family’s largest investment

o       Reduces risk because overpriced homes may eliminate some buyers if it is out of their price range

o       Ensures that other agents will show the home

o       Is good when it comes time to appraise. Your home must appraise at the selling price for the buyer to get financing.

When we see your home and prepare a more complete and thorough market evaluation, we will use our knowledge of recent home sales and your neighborhood to help you price your home correctly. 

Tips For Preparing Your Home For Sale

  • Tidy up the grounds, porches and garage. Keep the lawn trimmed and edged. Make sure that your yard is clean. First impressions count!
  • Your front door adds to that first impression – be sure it is scrubbed or repainted if necessary.
  • Wash windows and clean/dust window coverings
  • If any decorating or painting is needed (especially in the kitchen), do it now! Twenty dollars worth of paint will make a much larger difference in the sales price.
  • Bathrooms help sell homes. Make this room sparkle.
  • Illumination is like a welcome sign. Replace bulbs and turn on the lights.
  • Wash dishes, make beds, put away clothes and straighten up
  • Keep pets out of the way during showings – many people are allergic.
  • Leave the showing to the salesperson. The salesperson knows the buyer’s requirements and can best emphasize the features of your home. If possible, leave the house during a showing.
  • Don’t discuss anything about the sale with a potential customer. Let your agent discuss price, terms, possession and other items concerning the sale. Your agent is qualified to bring negotiations to a favorable conclusion.
  • Never apologize for appearance, it either distracts or accentuates the problem.
  • Pack away valuables, store extra furniture, knick-knacks, guns and medicines.

Look at your home objectively. Pretend you are seeing it for the first time, through a buyer’s eyes. Call or email us for recommendations on how to stage the property for presentation to prospective buyers. That is part of my expertise. We will be happy to walk through your home with you and help you “set the stage.”

Remember, our goal is to help you sell your home for the most amount of money, in the shortest period of time, with the least amount of inconvenience to you.

We only have one chance to make that good first impression!

If you would like a free mini CMA report please click the on the following link.

If you would like to receive automated e-mail notifications,
please click on the following:

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